What These Terms Cover Before Access
These Terms & Conditions apply when you create, use or seek access to an account. They cover eligibility where local law permits, phone verification, accurate account details, wallet instructions, transaction checks, content access, suspension and policy changes. One person must operate one account unless we state
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otherwise, and you remain responsible for keeping login details private. DANA, OVO, GoPay, QRIS, bank transfer and virtual account references describe transaction routes only; each route remains subject to the displayed steps and account checks. If a rule conflicts with a mandatory requirement in your location,
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the applicable local requirement takes priority. Please read the current wording before using the account, because continued access after a published change means you accept the updated Terms & Conditions.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.